At Vibrance Rupee, we value your privacy and are committed to handling your personal information responsibly, securely, and transparently. This Privacy Policy explains the types of information we collect, the reasons we collect it, how it is processed, and the measures we take to keep it protected.
By downloading, accessing, registering with, or using the Vibrance Rupee mobile application, you acknowledge and accept the practices described in this Privacy Policy. If you do not agree with any part of this policy, please discontinue use of the application.
To provide our services, we may collect personal information such as your full name, date of birth, mobile number, email address, residential address, PAN, employment details, and income-related information.
This information is collected for purposes including:
All such information is securely encrypted and transmitted through our protected interface: https://api.vibrancerupee.com
Your personal data is not disclosed to any unauthorized party and is removed permanently after the intended purpose has been completed.
With your clear and explicit permission, we may access SMS messages from the last 6 months that are relevant to financial assessment, such as:
We do not access personal chats, promotional messages, or social communications.
This data is used only to better understand financial activity and evaluate creditworthiness. All SMS data is encrypted before being securely uploaded to: https://api.vibrancerupee.com
It is used strictly for assessment purposes and deleted automatically once processing is finished. We do not share this information with unauthorized third parties.
We may collect limited information about applications installed on your device, including:
This information helps us identify device integrity issues, detect abnormal activity, and reduce the risk of misuse or fraud.
Installed app data is encrypted and securely sent to: https://api.vibrancerupee.com
It is used solely for internal risk analysis and is deleted after verification is completed.
To support security checks, compatibility, and service performance, we may collect device-related data such as:
This information is encrypted and securely transmitted to:
https://api.vibrancerupee.com
It is used only for technical analysis, fraud prevention, and app optimization, and is deleted after the necessary review is completed.
If you choose to upload KYC or supporting documents, the app may request access to your camera and media/files. This may include documents such as:
Any documents uploaded through the app are encrypted and transmitted securely to: https://api.vibrancerupee.com
These files are used only for verification and are permanently deleted after the process is completed.
We may collect limited app usage information, including anonymized behavioral data such as:
This information helps us detect unusual behavior, strengthen security controls, improve functionality, and refine the user experience.
Such behavioral information is anonymized, securely uploaded to: https://api.vibrancerupee.com and removed after analysis. It is not shared with unauthorized third parties.
We collect approximate location information only when it is reasonably necessary for service-related purposes, including for:
We do not collect or access your precise geographic location. You may manage, change, or revoke location permission at any time through your device settings. Please note that disabling location permission may affect the normal use of certain app functions.
Relevant location information may be uploaded to https://api.vibrancerupee.com and will be securely deleted after the risk assessment process is completed.
We collect and process information only for legitimate business and compliance purposes, including:
Where required, we request your consent before accessing sensitive categories of data. If certain permissions are denied, some features may not function fully, but this will not necessarily prevent access to the main services of the app.
We do not sell, rent, trade, or disclose your personal data to unauthorized third parties.
Information may only be shared under the following limited circumstances:
Any permitted third party receiving information from us must follow strict security and confidentiality standards.
We maintain appropriate administrative, technical, and organizational safeguards to protect your information. These measures include:
Only authorized personnel with a legitimate business need may access your information, and only to the extent required for their duties.
We keep personal information only for as long as it is reasonably necessary for the purpose for which it was collected, including for:
Once retention is no longer required, the information is securely and permanently deleted from our systems.
Vibrance Rupee is intended only for individuals who are at least 18 years old. We do not knowingly collect or process personal information belonging to minors. If we become aware that such information has been provided, we will take steps to delete it promptly.
Subject to applicable law, you may have the right to:
To exercise any of these rights, you may contact us using the details below.
We may revise this Privacy Policy from time to time to reflect updates in legal requirements, technology, operational practices, or app features. Where necessary, important changes will be communicated through the application or other appropriate channels.
Your continued use of Vibrance Rupee after any update becomes effective will be treated as acceptance of the revised Privacy Policy.
If you have any questions, requests, or concerns regarding this Privacy Policy or the way your information is handled, please contact us at:
Email: info@vakfinancial.com
We will make reasonable efforts to respond to your inquiry in a timely and appropriate manner.